The Self-employed Uninsured
Self employed individuals in the U.S. often go uninsured simply because the cost of an individual plan is more than they can afford. Unfortunately, as a result, they must pay out of pocket for any and all medical expenses, including prescription medications. After paying full price for the doctor visit or hospital stay, the cost of the prescriptions necessary to continue treatment at home can be a huge financial hardship. If the medical crisis was unexpected, such as a sudden illness or accident, paying for all of the medical costs at once can be impossible.
In an effort to offset the high cost of paying out of pocket for medical expenses, many self-employed individuals have turned to Canadian pharmacies to get discount drugs from an international pharmacy. This cost-saving technique has helped untold work from home and self-employed professionals find a buffer zone in their medical expenses. While they still have to pay full price out of their own pocket for doctor visits and hospitalizations, the ability to order their prescriptions from a Canadian pharmacy online allows them to save a little bit of money. Canadian drugs, when purchased from a licensed, accredited discount pharmacy, can be a safe, cost-effective alternative to U.S. pharmacies.
With many self-employed individuals, even if they can manage to afford an individual health insurance policy, there is a still a one year (or longer) wait for coverage of pre-existing conditions to kick in. In the interim, if they require regular medication, they have no prescription coverage and still must pay out of pocket for their prescriptions each month. Again, the ability to order their medications from a Canadian pharmacy online offers access to tremendous savings while still getting authentic, safe prescription drugs. In some instances, a self-employed individual can continue to get their medication from a Canada pharmacy after insurance kicks in, depending on if their provider offers medical savings plans.
There are discount prescription plans and clubs available to self-employed individuals to help offset the cost of their medications. However, for an individual who is not on a routine medication, the cost of these plans and club memberships can cost more than they save on the few prescriptions they do need on a sporadic basis. For those who do require regular medication, there are programs through many American pharmaceutical companies that offer prescription assistance. However, not all applicants qualify. In these situations, a Canadian pharmacy offering discount prescriptions can be of tremendous value.